Federal Loans

Federal student loans are the largest source of college education loans.

Student loans available under federal programs have very attractive terms when compared to most borrowing options—lower interest rates, the ability to postpone making payments, longer repayment terms, and less stringent credit requirements.

For a better understanding of federal student loan options, select one of the following:

Parents should be sure to check out the Parent PLUS Federal Loan.

Students and parents should always maximize federal loan offerings before investigating private loan funding.