Kentucky College Financial Aid

Kentucky Resources

Scholarships

Grants

Loans

529 Plans

Other Resources


Scholarships


State Grants


What other Grants are available?


State Loans


How to Evaluate a Loan?

What other loans are available?


529 Plans

The state of Kentucky offers two flexible investing options to assist families in planning for the future education of a child or loved one.

1) Kentucky Education Savings Plan Trust (KESPT)

The Kentucky Education Savings Plan Trust (KESPT) is the 529-college savings plan for Kentucky. This state-sponsored education savings program was created specifically for the purpose of helping Kentucky families save after-tax dollars for future college expenses.

Program type: Savings

How to enroll: ll directly with the program.

State residency requirements: None

Benefits - Tax Exemptions: Yes

Benefits - Tax Deductions: No

Benefits - Matching Grant: No

Phone: 1-877-598-7878

Website: www.kysaves.com

2) Kentucky's Affordable Prepaid Tuition

Program type: Prepaid contract

How to enroll: ll directly with the program.

State residency requirements: The beneficiary must be a Kentucky resident at the time of program enrollment or have an intention to attend a Kentucky institution.

Benefits - Tax Exemptions: Yes

Benefits - Tax Deductions: No

Benefits - Matching Grant: No

Phone: 1-888-919-5278

Website: www.getkapt.com/


What is a 529 plan?

What are some other college savings options?


Other State Resources