South Carolina College Financial Aid

South Carolina Resources

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Scholarships


State Grants


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State Loans


How to Evaluate a Loan?

What other loans are available?


529 Plans

The state of South Carolina offers two flexible investing options to assist families in planning for the future education of a child or loved one.

1) Future Scholar 529 College Savings Plan

The Future Scholar 529 College Savings Plan is sponsored by the State of South Carolina and managed by Columbia Management. This tax-advantaged program features flexibility and professional investment management. The money saved through the plan can be used for qualified higher education expenses, including tuition, fees, room and board, books, and more.

Program type: Savings

How to enroll: Enroll directly with the program.

State residency requirements: None

Benefits - Tax Exemptions: Yes

Benefits - Tax Deductions: Yes

Benefits - Matching Grant: No

Phone: 888-244-5674

Website: www.futurescholar.com

2) SC Tuition Prepayment Program (SCTPP)

The South Carolina Tuition Prepayment Program (SCTPP) was created by the 1997 South Carolina General Assembly and is operated under the South Carolina Office of State Treasurer. It allows families to pay in advance for the tuition expenses of a child’s college education, at any of South Carolina’s public colleges and universities, with potentially significant savings over the actual tuition costs at the time the child enrolls in college. The SCTPP locks in today’s tuition rates and provides for payment of tuition and mandatory fees at any of South Carolina’s public colleges and universities, even if your child will not enroll in college for several years. Once enrolled in the Program, your SCTPP contract payments toward your child’s tuition will not increase regardless of how much college tuition may increase.

Program type: Prepaid Plan

How to enroll: Enroll directly with the program.

State residency requirements: The beneficiary must be a South Carolina resident for at least 12 months prior to program enrollment .

Benefits - Tax Exemptions: Yes

Benefits - Tax Deductions: Yes

Benefits - Matching Grant: No

Phone: 1-888-772-4723

Website: www.sctpp.sc.gov


What is a 529 plan?

What are some other college savings options?


Other State Resources